Real Estate Done

The Right Way!

Refinance a Home!

Real Estate Done

The Right Way!

$350 M

in loans funded to date

10 - DAY

average closing

100%

customer satisfaction

About Perry Bakker

Ray Upchurch is a Real estate Broker and  Mortgage Consultant focusing on providing expert knowledge of mortgage loans and Real Estate sales with exceptional customer service. Ray believes that personalized service is essential when matching homeowners with the proper loan product.

Over the past 15+ years, Ray has made a name for himself as a strategic thinker and has been consistently delivering industry leading results by taking on complex transactions and getting them closed with the lowest possible interest rates.

Learn More!

Let's Find Your Dream Home!

If you have mortgage related questions, we have the answers

The Smart Way to Fund Your Home

Perry Bakker is your premier mortgage loan officer located in South Dakota & Colorado. He prides himself on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Perry can help you take that first step toward a financial solution.


Home Buying FAQs


DSCR LOANS

WHAT OUR CLIENTS ARE SAYING

DON'T JUST TAKE OUR WORD FOR IT

"Perry was incredibly helpful, kind, and knowledgeable during my home-buying experience. I am a first-time homeowner and it meant a lot to have someone to answer my many questions and tell me things I wouldn’t have even considered. He helped secure a great loan for my home efficiently and walked with me through the whole process. I would recommend him to anyone!"

-Jasmine C.

"Perry has helped me buy several homes over the years. He is amazing and he is my go to person for mortgages! He is very detailed and guides you through the entire process. Perry goes above and beyond, always available to answers all my questions and he is just great to work with!"

- Brenda V.